Terms of Use

Last updated: June 2025

1. Introduction

Welcome to www.pferdeinbalance.com, owned and operated by PIB – Pferde in Balance. By accessing our website and services, including memberships, video coaching, and community groups, you agree to these Terms of Use.

Please read them carefully before using our services.

2. Eligibility

To use our services, you must be at least 18 years old or have parental consent. By signing up, you confirm that all information provided is accurate.

3. Membership Access and Use

Your access to member content depends on the plan you subscribed to (Basic Light, Basic, Medium, or Full).
Sharing your login credentials with others is prohibited.
You are responsible for maintaining the confidentiality of your account and password.

4. Content Usage

All videos, lectures, and materials are the intellectual property of PIB – Pferde in Balance and may not be shared, copied, or distributed without permission.
You may view and use content solely for personal, non-commercial use.

5. User Contributions

By uploading videos or participating in review classes, you grant us a non-exclusive right to use your materials within the PIB platform (e.g., member-only feedback, lectures).

6. Payments and Cancellations

Payments are handled via PayPal or bank transfer and subject to their terms.
Subscriptions renew automatically unless canceled in time.
Refunds are not issued for partial subscription periods unless legally required.

7. Prohibited Behavior

You agree not to:

Misuse or disrupt the website or membership platform
Harass or disrespect others in the community
Share or repost member content without consent

8. Changes to Terms

We reserve the right to update these Terms at any time. You will be notified of significant changes.

9. Limitation of Liability

We are not liable for any direct or indirect damages from the use of our site or content, unless caused by gross negligence or intent.

10. Governing Law

These Terms are governed by German law. The place of jurisdiction is Ratingen, Germany.